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Manufacturers Bank and Trust Company
Commercial Online Banking
It's all about you

Residential Real Estate Loans

  • Long-Term Fixed Rate Mortgage Loans
  • Adjustable Rate Mortgage Loans
  • Local Loan Servicing


  • Up to 100% financing
  • First-time Homebuyer’s Programs available
  • Rural Development/VA/FHA loans available


  • Up to 90% financing
  • Rate/Term refinances
  • Cash-out Refinances


  • New construction
  • Remodels

Equity Loans

  • Borrow up to 90% of the equity in your home
  • Closed-end loans
  • Lines of credit


Contact one of our Real Estate Lenders!

Tim Esbeck
Tim Esbeck
Clear Lake
NMLS #594063

Jennifer Jenkins
Jennifer Jenkins
Forest City/Crystal Lake
NMLS #594065

Glenda Richardson
Glenda Richardson
Lake Mills
NMLS #823764

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