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Manufacturers Bank and Trust Company
Commercial Online Banking
It's all about you

Personal Checking

Ultra Checking
MBT Free Checking
Performance Checking
My Cash Checking

Ultra Checking

$100 minimum opening deposit.
CD-like interest if requirements are met for month.

Requirements include:

  • 10 debit card transactions per month
  • 1 ACH deposit or auto-debit per month
  • Monthly E-statement (Electronic Statement)
  • Higher interest on first $25,000; lower interest on funds over $25,000
  • If requirements are not met, a lower interest rate is paid and ATM fees are not refunded that month

MBT Free Checking

A great checking account for INDIVIDUALS to open with a minimum balance of $100.00. Once the account is opened, no minimum balance is required.

  • No Minimum Balance
    You have complete access to your entire balance, no minimum balance to maintain to trigger a service charge.
  • Unlimited Check Writing
    No limit on the number of checks you can write.
  • 24 Hour ATM Access
    Unlimited account access with ATM/Debit Card.
  • Monthly Statement
    Receive a monthly statement listing your account records.

Special Features

  • No Monthly Service Fee
  • No Minimum Balance to Maintain
  • No Per Check Charge
  • Check Safekeeping
  • Monthly Statement

Performance Checking

An account designed for customers who like to earn competitive interest rates on their account.

  • $500 Minimum Balance
    No monthly service charge if minimum balance is maintained.
  • $10 Minimum Balance Charge
    Only if your balance falls below the $500 per statement cycle.
  • Interest Bearing Account
    Your account earns money each month on a collected balance of $500 or more in your account.
  • 24 Hour ATM Access Unlimited account access with ATM/Debit Card.

Special Features

  • Interest Compounded Monthly
  • Minimum Balance of $500
  • Limited Free Withdrawals: 30 free then $0.30 if balance falls below $2,500/month
  • Image Statement

My Cash Checking

Great for customers who need direct deposit for payroll and can have access to their account with the use of an ATM card.

  • Limited Free Withdrawals 5 free withdrawals per month
  • Payroll deposits
    No payroll checks to lose or cash, safely deposited electronically into your account or with a teller.
  • 24 Hour ATM Access Unlimited account access with ATM card.
  • No ATM Card fees No change for your initial card or monthly ATM fees
  • Withdrawals By ATM Only

Special Features

  • No interest bearing account
  • Withdrawals accessed by ATM only
  • 5 Free withdrawals per month - $.50 each over 5 per month
  • $5.00 monthly maintenance fee