Personal Checking
Regular Checking
Student Checking
Ultra Checking
MBT Free Checking
MBT Gold Checking
Interest Checking
Interest "Plus" Checking
ATM Checking
Regular Checking
Maintain a low minimum balance to avoid a monthly service fee and receive images of your checks. Free withdrawals if $2,500 balance maintained per statement cycle.
- $200.00 Minimum Balance
Allows your money to work for you without a high reserve.
- Fixed Monthly Service Fee Only if your balance falls below $200
- Limited Free Withdrawals
30 free withdrawals per month, then $.30 per withdrawal if balance falls below $2500
- 24 Hour ATM Access
Unlimited account access with ATM/Debit Card.
- Monthly Statement
Statement includes images of checks for ease of filing and tax purposes.
- Monthly Fees Waived
.If you are 55 or better monthly fees waived.
Special Features
- Non Interest Bearing Account
- Low Minimum Balance of $200
- Limited Free Withdrawals
- Image Statements
Student Checking
A checking account for customers 14-23 years of age that are enrolled at school.
- No Minimum balance
You have complete access to your entire balance, no minimum balance to maintain to trigger a balance charge.
- Unlimited free withdrawals Unlimited account withdrawals
- Imaged Statement
Statement includes images of checks and deposits.
Special Features
- No Minimum Balance
- Fixed Monthly Service Fee of $1.00
- No Per Check Charge
- Monthly Imaged Statement
Ultra Checking
All the features of Free Checking plus earn interest on your money. Click here to learn more.
MBT Free Checking
A great checking account for INDIVIDUALS to open with a minimum balance of $100.00. Once the account is opened, no minimum balance is required.
- No Minimum Balance
You have complete access to your entire balance, no minimum balance to maintain to trigger a service charge.
- Unlimited Check Writing
No limit on the number of checks you can write.
- 24 Hour ATM Access
Unlimited account access with ATM/Debit Card.
- Monthly Statement
Receive a monthly statement listing your account records.
Special Features
- No Monthly Service Fee
- No Minimum Balance to Maintain
- No Per Check Charge
- Check Safekeeping
- Monthly Statement
MBT Gold Checking
A no service charge checking account for customers age 50 or better who maintain qualifying deposit balances of $2,500.
- Unlimited Check Writing
There is no limit on the number of checks you write each month and no additional charges, if you maintain a daily balance of $2,500.00. Combines High Performance Savings balance to satisfy minimum balance requirement.
- Special Travel Offers
Vacations, ball games, stage shows, and many other activities are offered throughout the year.
- Free personalized checks
“MBT Single Wallet Checks” are free with this account.
Special Features
- Free Notary Service
- $10.00 monthly minimum balance charge if below $2,500.00
- $7 annual discount on Safe Deposit Box
- Interest earned any day the balance is greater than $2,500.00. Interest Compounded monthly.
Interest Checking
An account designed for customers who like to earn competitive interest rates on their account.
- $500 Minimum Balance
No monthly service charge if minimum balance is maintained.
- $10 Minimum Balance Charge
Only if your balance falls below the $500 per statement cycle.
- Interest Bearing Account
Your account earns money each month on a collected balance of $500 or more in your account.
- 24 Hour ATM Access
Unlimited account access with ATM/Debit Card.
Special Features
- Interest Compounded Monthly
- Minimum Balance of $500
- Limited Free Withdrawals: 30 free then $0.30 if balance falls below $2,500/month
- Image Statement
Interest “Plus” Checking
An account designed for customers who like to earn competitive interest rates on their account.
- $2,500 Minimum Balance
No monthly service charge if minimum balance is maintained.
- $10 Minimum Balance Charge
Only if your balance falls below the $2,500 per statement cycle.
- Interest Bearing Account
Your account earns money each month on a collected balance of $500 or more is kept in your account. $2,500 balance yields a higher rate on this account.
- 24 Hour ATM Access Unlimited account access with ATM/Debit Card.
Special Features
- Interest Compounded Monthly
- Minimum Balance of $2,500
- Limited Free Withdrawals: 30 free then $0.30 if balance falls below $2,500/month
- Image Statement
ATM Checking
Great for customers who need direct deposit for payroll and can have access to their account with the use of an ATM card.
- Limited Free Withdrawals 5 free withdrawals per month
- Payroll deposits
No payroll checks to lose or cash, safely deposited electronically into your account or with a teller.
- 24 Hour ATM Access Unlimited account access with ATM card.
- No ATM Card fees No change for your initial card or monthly ATM fees
- Withdrawals By ATM Only
Special Features
- No interest bearing account
- Withdrawals accessed by ATM only
- 5 Free withdrawals per month - $.50 each over 5 per month
- $5.00 monthly maintenance fee
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