Ag Loans from MBT Bank

Beginning Farmer, Farmer Mac and Other Ag Loan Programs

Farming has always been a large part of life in Iowa. Our local farmers play an important role in the economies of our communities. MBT Bank is committed to helping farm families in North Central Iowa and Southern Minnesota continue to succeed by offering competitive ag loans programs.

Available Ag Real Estate Loans at MBT Bank

We offer numerous ag real estate loan programs to help with purchases for homesteads or farm land.
• Purchase or refinance your home with adjustable rate options of 3 or 5 years
• Amortizations of up to 30 years on real estate purchase or refinance loans
• Farmer Mac ag real estate loans- fixed rate terms up to 25 years, and 15-year fixed balloon loans with 25-year amortizations for qualified borrowers
• MBT Bank offers Beginning Farmer Real Estate loans for qualified borrowers.

Other Ag Loan and Financing Options

MBT Bank also offers operating loans, equipment loans and other term loans.

Operating loans are revolving lines of credit with pre-established maximum limits. These can be used when needed to cover fluctuating cash flows from month to month.

Equipment loans and term loans can be used to help purchase necessary farm equipment such as tractors, silos, feeding troughs and more. They come in 3-, 5- and 7-year terms.

For more information about our ag loans programs or to start the conversation about your ag loan needs, contact any MBT Bank location today.